+27 11 027 7978 +27 60 503 6330 info@volune.co.za

Commercial Insurance


Our commitment to getting to know and understand your organisation, which is symptomatic of our passion for client-led service, will ensure you get the right commercial insurance deal for your needs.

Whatever the size and type of your operation, whether you are a business, charity or not-for-profit organisation, we can cater for your requirements with our comprehensive range of insurance covers.


We work with an extensive insurers placing South African and international business covering the full range of commercial risks.

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Our team has developed particular expertise in these areas:

Commercial Insurance
  • Fire
  • Buildings
  • Office Contents
  • Business Interruption
  • Accidental Damage
  • Electronic Equipment
  • Accounts Receivable
  • Business All Risk
  • Theft
  • Money
  • Glass
  • Fidelity
  • Goods-in-Transit
  • Public Liability
  • Employer’s Liability
  • Group Personal Accident
  • Motor
  • Machinery Breakdown
Liability Cover
  • Professional Indemnity
  • Medical Malpractice / Clinical Trials
  • Director’s and Officer’s
  • Products Liability
  • Employer’s Liability
  • Motor Liability
  • Passenger Liability
  • Third-Party Liability
Bonds and Guarantees
  • Bid / Tender Bonds
  • Performance Bonds
  • Maintenance Bonds
  • Advance Payment Bonds
  • Retention Bonds
  • Liquidation Bonds
  • Customs and Excise Guarantees for temporary import/export of machinery
Construction and Engineering Insurance
  • Contractors All Risks Insurance
  • Erection All Risks Insurance
  • Engineering Project Insurance Cover
  • Loss of Profits Insurance
  • Contractors Plant and Equipment Insurance
  • Plant All Risks Insurance
  • Machinery Breakdown Insurance
  • Loss of Profits following Machinery Breakdown Insurance
  • Deterioration of Stock Insurance
  • Electronic Equipment Insurance
  • Civil Engineering Completed Risks Insurance
Marine Cover
  • Marine Hull Insurance
  • Marine Cargo (Imports & Exports)
  • Inland Transit
  • Marine Advance Loss of Profits
  • Containers
  • Stockthroughput

Insurance solutions we can provide include:

general commercial insurance – a package of business insurances such as buildings and contents, legal liability and expenses, business interruption and loss of profit; and

liability covers – including professional indemnity, public liability, directors and officers liability, employers liability, property owners liability and fidelity guarantee

No two organisations are the same, so we will ensure we spend sufficient time understanding your risks, and visit you in person – for free and with no obligation. This will help us develop a deep understanding of where you may be exposed, both now and in the future. We all then put this knowledge to use in building a tailored programme to respond to your individual challenges.

We pride ourselves on our highly personalised, consultative approach to selecting the insurers best able to provide appropriate cover for your particular needs. You can rely on us to obtain optimal cover on your behalf, and provide assurance that your premium represents value for money.

Please do not hesitate to get in touch with us to arrange a free consultation without obligation or to discuss our services further

Contact Us




+27 11 027 7978


+27 60 503 6330